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Zero Down Homes
in Tampa Bay

  • Buy a home with little to no money down
  • No mortgage insurance
  • Up to $5500 towards closing costs

Free Homebuyer Consultation & Special Report

Learn about zero down programs, grants, and homebuyer assistance available to you.

We respect your privacy. Your information will never be sold or shared and will only be used to provide your Homebuyer Savings Packet and financing information.

How It Works

Step 1

Request Your Free Consultation

Step 2

Review Your Options With Mike

Step 3

Find a Home That Fits Your Budget

Why This Program Stands Out

You do not need perfect credit.

You can avoid paying mortgage insurance.

You can buy with no money down (you probably should).

Start your home ownership journey without any upfront costs. We provide flexible financing solutions tailored to your budget.

No Money Down

Access up to $5500 in lending credit to help you cover closing costs and make your Tampa home purchase a reality.

$5500 in Credit

Save thousands in monthly premiums. Our specialized financing plans eliminate the need for private mortgage insurance.

No PMI

Some Available Properties

1465 Hillside Landing Dr | Tarpon Springs, FL

Welcome to 1465 Hillside Landing Drive, an exceptional three-story luxury townhome tucked within the intimate gated community of Hillside Landings in Tarpon Springs.

4810 GUARDIAN AVENUE, HOLIDAY, FL 34690

This house offers 3 bedrooms, 2 bathrooms & a private in-law suite with a separate entrance. Welcome to 4810 Guardian Ave in Holiday, Florida a home designed for the way families live today.

4255 43rd Avenue N, St Petersburg, FL 33714

Welcome to this charming 2-bedroom, 1-bath single-family home offering 1,216 heated square feet of comfortable living space. This single-story home features a functional layout with spacious living areas, central heating and air conditioning, and an inside laundry area.

4327 Beacon Square Dr, Holiday, FL 34691

Featuring 3 bedrooms, 1 bathroom, and over 1,100 square feet of living space, this home has been thoughtfully updated with a newer roof (July 2020)

5753 1st Ave, New Port Richey, FL 34652

Welcome to this charming 3-bedroom, 1-bath home nestled in the heart of New Port Richey! This move-in-ready gem has been thoughtfully updated and is packed with value.

11340 Carriage Hill Dr APT 4, Port Richey, FL 34668

This beautifully furnished 2-bedroom, 2-bathroom condominium is located in the desirable Timber Oaks Fairway Villas community of Port Richey, FL.

9473 Bayside Ct, Spring Hill, FL 34608

Welcome to your ideal Florida retreat! This charming 2-bedroom, 2-bathroom home offers comfortable indoor and outdoor living with an updated galley kitchen featuring stainless steel appliances and durable tile flooring throughout.

3640 Murrow St, New Port Richey, FL 34655

Welcome to this move-in ready 2-bedroom, 1-bath, with a versatile bonus room with closet, 1-car garage home located in the desirable Seven Springs area.

5054 School Rd, New Port Richey, FL 34653

Well-maintained property features a functional layout ideal for everyday living and entertaining. The home provides bright, open living areas with STONE decorative wall in the living room, a kitchen with ample cabinetry and counter space, and comfortable bedrooms with KING-SIZE bed room.

3701 Modesto St, New Port Richey, FL 34655

. This well-maintained home offers peace of mind with a 2024 metal roof, newly installed gutters, and a recently replaced main drain line (2024). Inside, you’ll find durable LVP flooring and tile throughout—no carpet, along with a remodeled kitchen designed for both function and style.

0 Down Certified Realtors

Work with a certified Realtor who specializes in our zero down homebuyer programs.

Anna Shoaf

Brenda Draper

Gabby McCracken

Jovan Georgievski

Juliana Jewell

Marie Batkiewicz

Sky Silvennoinen

Taylor Brown

Timothy Fitzgibbon

Frequently asked questions

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Mortgage Loan Officer | Cadence Bank
NMLS #982983 | Cadence Bank NMLS #410278

Serving Tampa Bay and Nearby Areas:

Tampa

Zephyrhills

Dade City

Saint Petersburg

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