Privacy Policy
Effective Date: July 15, 2025
Michael Arato ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or submit information through our online forms.
Information We Collect
We may collect personal information that you voluntarily provide, including:
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Full Name
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Phone Number
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Email Address
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Property Address (if provided)
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Credit Score Range
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Home Buying Timeline
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Purchase Price Range
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Down Payment Information
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Any additional information you choose to provide
We may also automatically collect certain information such as:
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IP Address
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Browser Type
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Device Information
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Pages Visited
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Referral Source
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Website usage data through cookies and analytics tools.
How We Use Your Information
We use your information to:
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Respond to your inquiries.
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Evaluate potential mortgage financing options.
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Contact you regarding mortgage products and services.
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Schedule consultations.
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Improve our website and marketing efforts.
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Comply with legal and regulatory requirements.
Communication Consent
By submitting information through this website, you authorize Michael Arato or authorized representatives to contact you by phone, email, or text message regarding mortgage financing opportunities and related services. Message and data rates may apply. Consent is not required as a condition of obtaining financing or purchasing any product or service.
Information Sharing
We do not sell your personal information.
We may share your information with:
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Lending partners and financial institutions when necessary to evaluate financing options.
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Service providers that assist with website hosting, CRM management, marketing, and analytics.
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Government agencies or regulatory authorities when required by law.
Cookies and Analytics
Our website may use cookies and similar technologies to improve your browsing experience and understand website performance. Third-party services, including Google Analytics and Meta (Facebook), may collect information about your interactions with our website.
You may disable cookies through your browser settings; however, some website features may not function properly.
Data Security
We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.
Children's Privacy
This website is not intended for individuals under the age of 18, and we do not knowingly collect personal information from children.
Your Privacy Rights
Depending on your state of residence, you may have certain rights regarding your personal information, including the right to request access, correction, or deletion of your information where permitted by law.
To exercise these rights, please contact us using the information below.
Contact Information
Michael Arato
Mortgage Loan Officer
Huntington National Bank
NMLS #982983
Phone: (813) 263-7188
Email: michael.arato@huntington.com (replace if different)
Changes to This Privacy Policy
We reserve the right to update this Privacy Policy at any time. Any changes will be posted on this page with an updated Effective Date. Continued use of this website after changes are posted constitutes acceptance of the revised Privacy Policy.